PERSONAL BANKING / Money Market Account LIBERTY GOLD MONEY MARKET • Pays one of the highest interest rates the bank offers • Earn higher interest rates with higher collected balances • Avoid monthly service fees with $2,500 Minimum Daily Balance This account is perfect for someone who wants to earn the highest interest rates offered by the Bank. This type of account functions as a high interest paying account with limited pre-authorized withdrawals (by Federal regulations requirements). Interest is paid based on a "tier" balance system meaning that the higher the collected balance the higher is the interest to be paid on the total collected balance. Balances are subject to minimum balance requirements. One of our Financial Professionals would be pleased to meet with you at your home, place of business or in one of our Financial Centers. Click here to find the phone number and e-mail address of the location nearest to you. Minimum Account Opening Balance - $2,500 Online Banking Bank-By-Mail Unlimited Monthly Teller Transactions (1) Interest Earned on Account Balance. Monthly Service Fee: $10.00 Monthly Service fee can be avoided by maintaining a $2,500 Minimum Daily Balance. (1) Teller transactions include deposits, withdrawals, transfers, and service balance inquiries at a First Citizens Bank branch or Drive Through that could have been made online or at an ATM.