PERSONAL BANKING / Personal Credit Card PERSONAL CREDIT CARD Our Sun American Bank Prime Advantage credit cards save you time and money, plain and simple. As with any Mastercard or Visa, the Prime Advantage card means fast, easy, and convenient worldwide acceptance. Best of all you have the DreamMiles Reward program and will be rewarded for just using your credit card. No annual fee Low variable annual percentage rate 25 day grace period on purchases MasterCard or Visa options Free balance transfer option Auto rental insurance DreamMiles reward points Fraud detection system For more details visit your local Sun American Bank or call us today to find out more about our Personal Credit Card.